# Self-Employed Mortgage Requirements: What Lenders Want

> Self-employed mortgage requirements explained: credit, time in business, income documentation, DTI, and reserves, plus programs that use your real income.

Canonical: https://smallbusinessmortgages.com/blog/self-employed-mortgage-requirements/
Author: Apurva Sanghavi
Published: 2026-10-05T12:00:00.000Z
Tags: Qualifying