# How Lenders Calculate Self-Employed Income for a Mortgage

> See how lenders calculate self-employed income using tax returns, bank statements, 1099s, a P&L, or rental cash flow, and which method may fit your business.

Canonical: https://smallbusinessmortgages.com/blog/how-lenders-calculate-self-employed-income/
Author: Apurva Sanghavi
Published: 2026-10-05T12:00:00.000Z
Tags: Qualifying